There's nothing I take more seriously than helping people find new homes they love. I'll also spend time learning your personal real estate needs, based on:

• Your preferred price range
• What style of home you want
• What area(s) you want to look in
• What extras you would like in your home 
• Things to watch for when looking, to avoid making the wrong choice
• Determine what you will qualify for and have a clear understanding from meeting with your loan officer 
• Your preferred down payment
• Your preferred monthly payment
• Which types of finance are best for you
• How you can get a mortgage

WHY SHOULD I GET A MORTGAGE?

Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential. You will be an outstanding Buyer ! 

WHAT DO I NEED?

If you decide to apply for a mortgage, you will need to supply information with regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact me or your loan officer. Got bad credit? That's okay. Many lenders will help you find a solution to your credit problems. I know of various mortgage companies and loan officers that can help you.